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The Effect of Pegagan Ethanolic Extract (Centella Asiatica L) self-Nanoemulsifying Drug Delivery System (Snedds) in the Development of Zebrafish Embryos (Danio Rerio)
Research Output | Dar Al-hikmah Library | IIUM Only

INTRODUCTION PegaganThe pegagan is a traditional medicinal plant with the three major bioactive properties, triterpenoid, steroids, and saponin. It has the properties of antioxidant, anti-stress, and wound healing. Pegagan extract is prepared was made in Self-Nano emulsifying Drug Delivery Systems (SNEDDS) to overcome the problem of pegagan extract

A Survey on Awareness and Knowledge of Islamic Microfinance in India
Research Output | Dar Al-hikmah Library | IIUM Only

Microfinance provides financial services to small businesses and poor individuals who lack access to conventional banking. Conventional microfinance institutions have expanded their operations in the last two decades. Among the many factors that were responsible for the microfinance crisis in India, one major factor was the high interest rate which

Pandangan Alam Islam: Analisis dari Perspektif Surah al-Fatihah = Islamic Worldview: an Analysis from the Perspective of Surah al-Fatihah
Research Output | Dar Al-hikmah Library | IIUM Only

Pandangan alam Islam yang juga dikenali sebagai Tasawwur Islam merupakan suatu falsafah hidup manusia yang terkandung dalam al-Qur’an, al-Sunnah dan apa yang ditafsirkan oleh para ulama dari kedua-dua sumber utama Islam ini. Secara tamsilan suatu pandangan alam itu merupakan kanta melaluinya kita melihat dan menilai segala benda dan fenomena yang

Shariah non-Compliance Treatment in Malaysian Islamic Banks
Research Output | Dar Al-hikmah Library | IIUM Only

Islamic finance in Malaysia has been growing rapidly in the past 30 years. In 2019, there is a total of 16 Islamic banks listed and supervised by Bank Negara Malaysia (BNM), with 5 out 16 banks are foreign entities. In view of the rivalry with the conventional banking sector, Islamic banks offer new innovative Islamic products and financial project

Tackling Responsible Lending Obligation in Malaysia: a Diverse Approach
Research Output | Dar Al-hikmah Library | IIUM Only

This paper examines responsible lending obligation among various credit providers under the present legal and institutional framework in Malaysia. The scope of consumer credit industry includes banking, hire-purchase, moneylending and pawnbroking. The study finds an inconsistent approach in dealing with responsible lending whereby only banking inst

Institutional Framework for Consumer Credit Industry in Malaysia: Learning from Australia, the United Kingdom and South Africa Experiences
Research Output | Dar Al-hikmah Library | IIUM Only

Institutional Framework for Consumer Credit Industry in Malaysia: Learning from Australia, the United Kingdom and South Africa ExperiencesInternational Journal of Advanced Science and Technology Vol. 28, No. 8s, (2019), pp. 289-296 289 ISSN: 2005 -4238 IJAST Copyright ⓒ 2019 SERSC Institutional Framework for Consumer Credit Industry in Malaysia:

Influencing the Mind of the Consumers: the Role of the Law and the Regulators in Controlling Credit Advertisement
Research Output | Dar Al-hikmah Library | IIUM Only

Advertising boosts market performance by offering useful information to consumers. It enables firms to promote the attributes of their products and services and, thereby, to compete better with each other. On the other hand, advertising may adversely affect market performance when businesses use it to transmit deceptive or fraudulent messages on wh

Editorial Preface of Special Issue: Legal and Contractual Issues of Islamic Banking and Finance in the Era of Industry Revolution
Research Output | Dar Al-hikmah Library | IIUM Only

Islamic finance is an unavoidable phenomenon in the world financial system. Not only does it offer a new group of potential investors looking to diversify away from traditional investments but its responsive adaptation to economic and financial expectations are among the factors pushing its growth. The world’s financial markets are picking up on

موقف الشريعة الإسلامية من تهجير أهل القاتل
Research Output | Dar Al-hikmah Library | IIUM Only

تلقي الدراسة الضوء الشرعي على معرفة حكم تهجير أهل القاتل الذي يعد من ضمن المشاكل التي تتصادم مع استقرار حياة المسلمين وتؤثر على سيرها بشكل طبيعي، قامت الباحثة بالبحث والمقارنة في أدلة استنباط

Evaluation of Solvents’ Effect on Solubility, Intermolecular Interaction Energies and Habit of Ascorbic Acid Crystals
Research Output | Dar Al-hikmah Library | IIUM Only

Solubility of active pharmaceutical ingredient (API) in solvents is very important for drug development and manufacturing. Solubility data may provide further information such as thermochemical properties and intermolecular interactions that may lead to a better understanding of the formation of API crystals. In this study, solubility of ascorbic a

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