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Consumers’ Acceptance on Islamic Home Financing: Empirical Evidence on Bai Bithaman Ajil (Bba) in Malaysia
Research Output | Dar Al-hikmah Library | IIUM Only

Bai Bithaman Ajil (BBA) is the most predominant mode of home financing in Malaysia since the introduction of Islamic banking in 1983. BBA is a deferred installment sale where bank capitalizes its profit up front in the sale of property. The concept is similar to debt financing which is often resulted in high cost. BBA as practiced in Malaysia is se

Factors Influencing Intention to Use Diminishing Partnership Home Financing
Research Output | Dar Al-hikmah Library | IIUM Only

Abstract Purpose – The purpose of this study is to examine the acceptance level of a new Islamic home financing concept, diminishing partnership (DP), by consumers in Malaysia using the theory of reasoned action as the guiding principle. Design/methodology/approach – Cross sectional data were collected through a survey and analysed by means of

An Interference Cancellation Algorithm for fourier-Based and wavelet-Based Ofdm Systems
Research Output | Dar Al-hikmah Library | IIUM Only

An Interference Cancellation Algorithm (ICA) for both Fourier- and wavelet-based OFDM is proposed. In this study we investigated both an ideal case as well as a non-ideal case of our system. In the ideal case we assume the reference signal is an unwanted sinusoidal signal (the input to our ICA algorithm). In the non-ideal case, we assume the receiv

Solving Variational Problems by Homotopy–perturbation Method
Research Output | Dar Al-hikmah Library | IIUM Only

In this paper, we consider some problems in calculus of variations. Homotopy–perturbation method (HPM) is adopted to obtain approximate analytical solutions to variational problems. The solutions are obtained in the form of rapidly convergent infinite series with easily computable terms. Numerical results reveal that HPM is very effective and sim

Modal Insan Cemerlang- Minda Kelas Pertama: Suatu Perspektif
Research Output | Dar Al-hikmah Library | IIUM Only

KPM memperkenalkan Pelan Induk Pembangunan Pendidikan 2006-2010 yand dibina berasaskan enam teras strategik dengan matlamat spesifik: membina negara bangsa, membangunkan modal insan, memperkasakan sekolah kebangsaan, merapatkan jurang pendidikan, memartabatkan profesion keguruan dan melonjakkan kecemerlangan institusi pendidikan. Buku ini mengupas

Muslim Converts in Malaysia: the Problem of Cultural Adjustment
Research Output | Dar Al-hikmah Library | IIUM Only

This book is a part of a study into the social interaction and integration of Muslim converts with Malay Muslims and also non-Muslim Chinese, Indians and others in Malaysia and the changes the converts go through in relating to the cultural norms of their own ethnic groups. After having embraced Islam, there could be new adjustments of culture, cus

Ctcf, Yb-1, c-Myc, and P53 Expressions of Primary Human Hypertrophic Scar and Normal Fibroblast Skin Cells in Response to Novel Chitosan Derivatives Sheet
Research Output | Dar Al-hikmah Library | IIUM Only

The primary human hypertrophic scar and normal skin fibroblasts were successfully established and identified by heat shock protein 47 and fibroblast surface protein markers. However, different patterns of protein expressions were found in cultured fibroblasts from hypertrophic scar and in normal fibroblast skin cells after treatment with the chitos

Islamic Banking Theory and Practice: a Survey and Bibliography of the 1995-2005 Literature
Research Output | Dar Al-hikmah Library | IIUM Only

This paper highlights salient features of the Islamic banking literature during 1995-2005 (section 1). It reports on major developments on the Islamic banking scene in selected Muslim and other countries (section 2). It briefly looks at performance of the banks on the Shari'ah benchmark (section 3). Last but not least, it identifies the directi

On the Efficiency of the Malaysian Banking Sector: a risk-Return Perspective
Research Output | Dar Al-hikmah Library | IIUM Only

The purpose of this paper is to examine the efficiency of the Malaysian banking sector. The technique used by Oliveira and Tabak is extended by employing market data as input and output variables to individual bank stocks, which are listed on the Kuala Lumpur Stock Exchange (KLSE). By doing this, the paper aims to broaden the scope of the existing

Pencegahan Karies Dini dengan Mengembalikan Semua Mineral Email
Research Output | Dar Al-hikmah Library | IIUM Only

Karies gigi merupakan suatu penyakit jaringan keras gigi yang ditandai dengan rusaknya email dan dentin oleh aktivitas metabolisme bakteri dalam plak yang menyebabkan demineralisasi jaringan keras gigi. Berbagai upaya telah dilakukan untuk mencegah karies , misalnya dengan pengontrolan makanan, instruksi kebersihan mulut , pengontrolan plak dan pem

Category

KCDIOM

Type

KCDIOM

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