The concept of financial inclusion or exclusion is a complex problem, and it was constructed by several aspects ranging from socio-cultural, psychological, economic, geographical and political issues. Financial inclusion under the conceptualisation of institutional theory highlights the role of institutions in active markets, government, communitie

Over the decades, organic arsenic has been thought to be less toxic than inorganic arsenic. Monosodium methylarsonate (MSMA) is a potent organoarsenical herbicide that is still being used in most Asian countries, even though in some countries the used has been restricted. Other organic studies reported the effects mainly on the gastrointestinal sys

Amalan Terbaik PdPc Bahasa Arab, KOLOKIUM BAHASA ARAB SEKOLAHSEKOLAH SABK, SMKA DAN SMK (KAA1 PERINGKAT KEBANGSAAN TAHUN 2019التعرّف على املشاركين •أسماء املشاركين واملشاركات •املعلومات عن املدرارس أو املعاهد أو املؤسسات التعليمية •الخبرات الت�

Starch is a natural polymer obtained by the photosynthesis process of plants from the regeneration of carbon dioxide. Starch is not a real polymer, but the presence of a plasticizer (water and glycerol at high temperature). Sugar Palm Biofibers, Biopolymers, & Biocomposites makes starch behave like a synthetic polymer. In the presence of a plas

Muslim friendly tourism (MFT) has been introduced to accommodate the religious tourism that consistent with Islamic teaching. In order to build consumer’s confidence and certainly, the particular standard focusing on MFT (MS2610:2015) was launched in 2015. Responding to the Strategic Roadmap for Development of Islamic Tourism in OIC member Countr

Background and Purpose: Due to the increase in the number of cross-border marriage and limited research available in the area, the paper sets on discussing the application of the related laws and practices that surround cross border marriage among the Muslims in Malaysia. Methodology: This research used the socio-legal approach and qualitative meth

This chapter reviews the characterization and development of SPF- reinforced polymer composites, as well as other important issues related to these composites. Sugar palm fiber has been the subject of research to study the potential of this fiber as an alternative option to reinforce polymer composites due to the fiber’s good mechanical strength

Educational systems in higher education systems have rapidly experienced changes and reforms, impacting the academicians' quality of life But, intelligence can boost the quality of life and subsequently the work performance among the academicians. Specifically, this study investigated how Emotional Intelligence (EQ) and Spiritual Intelligence (

This paper identifies repair strategies by children with history of cleft lip and/or palate (CL/P) following the initiation by their conversational partners. Specifically, it analyses the strategies that are used by these children to construct the repair turn. Data come from approximately 7-hour recordings of everyday interaction during family acti

Children with a history of cleft lip and/or palate (CL/P) can experience a range of difficulties such as sound articulation errors and reduced psychosocial functioning. This causes interaction with them to contain more frequent communication breakdowns than non-cleft children. The present study shows evidence of such breakdowns involving topic shif