Most of the poor has high expectation for various forms of microfinancial sources from both the formal as well as the informal sectors. These sources of finance are highly needed by the poor to start and operate their productive activities such as microenterprises that generate sufficient income, hence relieve them from poverty. In addition, Islami

Many experiences around the globe showed that Islamic Microfinance Programs (IMP) based on Shariah and Islamic finance concept, have become more significant in creating new job opportunities and generating income for the purpose of increasing social and economic status of the poor and alleviating poverty. The integration of entrepreneurial concept,

Living organisms require trace amounts of heavy metals, including cobalt, copper, manganese and zinc to survive. However, the excessive levels of the metal can be detrimental to the organism. Other heavy metals such as mercury, lead and cadmium have no vital on organisms, and their accumulation in long time period in the bodies can cause serious il

This study intends to show the effectiveness of hierarchical agglomerative cluster analysis (HACA), discriminant analysis (DA), principal component analysis (PCA), factor analysis (FA) and multiple linear regressions (MLR) for assessing the air quality data and air pollution sources pattern recognition. The data sets of air quality for 12 months (J

The Malaysian government has spent a large amount of money to keep maintaining the quality of Federal roads in Malaysia. In the face of high cost of road maintenance, increasing demands of road users, changing volume of traffic condition, in company with scarce of funds and limited budget allocated, the clients, including the government and private

Hydrogen gas production via glycerol steam reforming using nickel (Ni) loaded zeolite (HZSM-5) catalyst was focused on this research. 15 wt % Ni(HZSM-5) catalyst loading has been investigated based on the parameter of different range of catalyst weight (0.3-0.5g) and glycerol flow rate (0.2-0.4mL/min) at 600 ºC and atmospheric pressure. The produc

Consistent awareness, integration and revisiting the missions for improvement towards sustainability of higher education need attention. Mediating roles of higher education institution leaders can enhance the improvement, through awareness on sustainable education and quality integration in administrative performance. Mediating roles of leader make

We investigated the dispersion structure of the hole subbands in vicinal Si(111)4 ' 1-In surfaces directly by angle-resolved photoelectron spectroscopy. In this study, three inversion layers with different impurity concentrations and numbers of times of flash annealing (FA) were investigated. We observed wider energy separations of subbands lev

It is undoubted that we are now living in turbulent era where teaching-learning and administration of higher education institutions (HEI) are facing many difficulties. This is because everything is growing at a fast pace and the future is uncertain. Revisiting the mission of higher education and achieving sustainability in HEI are lacking attention

A study of organic loading rate (OLR) and effect of NaOH concentration on the pretreatment stage of corn husk (CH) was conducted by Face-Centered Central Composite Design (CCF) to improve the biogas production. Three levels of OLR at 25.0 g VS · L–1 · d–1 (OLR25), 35.0 g VS · L–1 · d–1 (OLR35), and 45.0 g VS · L–1 · d–1 (OLR45) we