This study identifies the role that Bank Negara Malaysia plays in regulating imprudent consumption. In doing so, the author reviews the Guidelines on Responsible Financing introduced by the Bank in 2012 to regulate the consumer credit market. Since consumers are highly dependent on credit to purchase what they desire, the Bank tightened lending pro

The availability of a wide diversity of plant genetic resources for food and agriculture is necessary to ensure continuous food production and food security. However, the expansion of intellectual property protection into agricultural field has raised concerns as to its impact on farmers 19 traditional agricultural practises and the recognition of

This study aims at investigating the possible influence of the current money creation process applied by the commercial banks through the fractional reserve system on the overall prices stability in the Gulf Cooperation Council (GCC) countries. The study uses yearly data spanning from 2008 through 2013 for Qatar, Kuwait, Oman, Saudi Arabia and Unit

All available family scales are designed for western countries and there is no validated family scale which is specifically devised for Asian population. The difference in culture and family values warrants the formulation of a specific Asian family scale to cater the regional needs. The intensifying social related problems among children and adole

Background. The commencement of methadone maintenance therapy (MMT) in 2005 represents a quantum leap in the management of heroin dependence in Malaysia. Objective; To examine the 2-year outcomes of this modality in the treatment of heroin dependence with respect to the quality of life (QOL), heroin abstinence, and rate of employment among heroin d

Ethics has become increasingly important in the financial services sector on the grounds that the aim of business activities in general and financial services in particular is the creation of value for the consumer. Furthermore, an ethical environment in the business and financial sectors provides vital support for maximising long-term owner value.

In recent time, considerable interest has been shown to electromagnetic wave propagation in arid regions and the influence of sand and dust storms with emphasis on signal attenuation and cross polarization in dual polarized systems for frequency spectrum conservation. The realization of a dual-polarized system is, however, usually limited by degree

In the present paper, we consider the p-adic λ-model on the Cayley tree of order two. It is considered generalized p-adic quasi Gibbs measure depending on a parameter ρ ∈ p, for the λ-model. In the p-adic setting there are several kinds of phase transitions such as storing phase transition, phase transition in terms of the generalized p-adic q

In the present paper we study stability of recurrence equations (which in particular case contain dynamics of rational functions) generated by contractive functions defined on an arbitrary non-Archimedean algebra. Moreover, multirecurrence equations are considered. We also investigate reverse recurrence equations which have application in the study

Common overlay network arranges nodes in a particular topology such as a ring, a tree or a hyper-tree on top of its’ physical network and takes advantage of its structure to improve network efficiency. The structured overlay network may provide efficient routing but the constructed structured network may not consider physical proximity in the phy