The role of consumer credit in modern society is vital particularly when poor economic conditions prevail and cost of living soars. It is prevalent that low and middle-income earners pledge their valuable in exchange for cash by resorting to pawnshops which are often labeled as a bank for poor. Being on the disadvantage side of having low bargainin

Cash waqf has a great potential as one of Islamic innovation financial instrument to alleviate the poverty and increase socio-economic in the society. Studies into the factors contributing to the charity among public or first donation are abound. However, the factors effecting donor continuous donation or repeat donation have not yet received signi

Failure of tooth to erupt into the dental arch within expected time is referred to as impaction. The most common reasons for tooth impaction include tooth follicle displacement, impaction due to crowding, tooth may be missing and infrequent extraction of lower first and second molar. Other reasons include retention or premature loss of deciduous te

Technology and innovation have the capability to change the many aspects of business for good and bad. With technology capabilities, customers are demanding for better products and service delivery anytime, anywhere. Thus, companies and retailers are driven to the new model of business, omnichannel. However, delivering an omnichannel solution is a

Honey is a well establish treatment for wound healing due to its antimicrobial, antioxidants, anti-inflammatory and high sugar contents. In this project, the stingless bee-based hydrogel formulation was developed and characterized. Response surface model (RSM) which is consist of factorial design and central composite design was used to develop and

Despite the potentially important role of Islamic microfinance in making Islamic finance an inclusive financial system, the industry is faced with a wide ranging of issues. By analysing the experiences of two major Islamic microfinance institutions (IMFIs), namely Baitul Maal Wa Tamwil (BMT) in Indonesia and Amanah Ikhtiar Malaysia (AIM) in Malaysi

The objectives of the papers include presenting the current conditions of aquaculture practices, understanding the importance of good aquaculture practices and most importantly reviewing the Quranic verses in accordance with the importance to conduct good aquaculture practices. The aquaculture itself is in charge of around 47 per cent of the fish c

We have constructed a Geometric quadratic stochastic operator generated by 2-partition of singleton defined on countable state space , where . We have studied the trajectory behavior of such operator for any initial measure . It is shown that such operator converges to a fixed point which indicates the existence of the strong limit of the sequence

The adoption and use of Learning Management System (LMS) in Higher Education Institutions (HEIs) have become inevitable for teaching and learning process. It facilitates communications between teachers and students, as well as among students, regardless of physical barriers and time. However, there is also a dark side to the online environment, giv

The rapid growth of computing technology to process vast amount of data has impelled more interest in data mining. Such interest was mainly aimed at knowledge discovery to improve decision making process in diverse range of applications, including Islamic finance. One of the most critical steps in data mining is data preprocessing, as it would dire