This chapter aims to provide a conceptual analysis of the Debt Management Program (DMP) which is under the purview of Agensi Kaunseling dan Pengurusan Kredit (AKPK). The research is based on a qualitative approach adopting the method of contextual analysis based on works of literature concerning DMP in Malaysia. Relevant effort induced by the AKPK

In this study, NiTi synthesized via solid-state sintering from Ni-TiH2 powders in reducing environments using (i) CaH2 (ii) MgH2 and (iii) CaH2 and MgH2 as in situ reducing agent were investigated. The phase formation was characterized by means of scanning electron microscope (SEM), energy-dispersive spectroscope (EDS) and powder X-ray diffraction

Graphical displays are known to improve the process of obtaining information because it can be easily comprehended. It also can be recognized faster and more precisely compared to nongraphical (i.e. alphanumerical) displays. However, it is unknown if the graphical displays application in labeling systems can improve the human performance in searchi

Famous for his declaration on the end of history after free-market liberal economy triumphed over communism at the end of the Cold War, Francis Fukuyama is back to elucidate on the recent rise of identity politics in the second decade of the twenty-first century. Starting with the vote by the British electorate to leave the European Union, we have

Solid state synthesis is an alternative processing technique that has been attempted for producing novel-structured NiTi such as porous NiTi and other novel forms. Whilst shape memory effect is a unique advantage of NiTi shape memory alloy like, no successful attempt so far to produce single phase NiTi with good martensitic transformation behavior.

This study investigates which combination of matching technique with Infinitesimal Plane-Based Pose Estimation (IPPE) that suits better in estimating the pose of Arabic text images without character segmentation. The pattern matching technique involves are Speeded-Up Robust Features (SURF) and Affine Scale Invariant Feature Transform (ASIFT). The e

Sago wastewater is one of by-products from the sago starch industry. In most practice, sago wastewater is discharged to the nearby rivers. As it contains high amount of organic compounds, usual practice of disposing the wastewater will cause a detrimental impact to the environment. High amount of organic compounds found in the wastewater such as st

The language of travel guides can help highlight the importance of modelling the mind of the readers and changing them from readers to actual clients. This paper reports a genre- based analysis study of a move-structure of online tourist travel guides of three Asian countries: Malaysia, Thailand and the Philippines. Kathpalia’s nine-move structur

The occurrence of many health problems among women like obesity, cancer and cardio-vascular diseases (CVDs) is associated with their physical inactivity. Often, tight work schedule, misconception of certain practices as well as socio-cultural barriers have become factors for not being actively engaged in any physical activities. Studies show that p

Vaccination is a preventive solution for children to protect them from infectious diseases. Although it is good immunization for children, some parents are reluctant about immunizing their children. The study attempts to identify the socio-cultural determinants of parental refusal for vaccination which may have influenced the uptake of vaccination.