Financial inclusion (FI) is a global movement under the world bank programs and Alliance Financial Inclusion (AFI) which is sponsored by the Bill Gates Foundation. The aim of the movement is to ensure that the poor is able to access any financial services. The FI level in Indonesia achieved 32 %; it means 68% are financial transactions excluding th

The core objective of this study is to explore whether personal values priority of students vary according to their social class backgrounds and if so to describe the underlying causes to that discrepancies. This study is based on a survey carried out in one of the town zone of the subdistrict in Bangladesh through interviews with questionnaires. W

Abstract: With the technological advancements in the medical imaging field, the past decade has witnessed a dramatic evolution of multimodality imaging systems. Scientists, technologists and researchers have been able to bring systems in clinical practice, in which two or more standalone diagnostic imaging modalities have been combined. Some of tho

This study examines the influence of taqwa (piety) on sustaining corporate governance. Taqwa (piety) manifests sincerity, integrity, wisdom, and persistency in generating ethical decisions and actions. Organizational corporate governance is in the hands of gatekeepers, employees, and other stakeholders of organizations. Any inadequacy of ethical de

In the SPECT image data, presence of scatter component leads to poor image quality. Consequently, inaccuracy in the diagnosis of disease occurs. This study aims to improve the image quality by reducing some fraction of scattered gamma photons prior to detection using a material filter technique. Data were acquired by scanning a cylindrical source t

Kecemerlangan sesebuah universiti sangat bergantung kepada kewibawaan dan keberkesanan sumbangan ahli akademiknya iaitu bakat intelektual yang berperanan sebagai agen perubahan kepada pelajar, institusi dan masyarakat. Sebagai seorang sarjana atau cendekiawan, ahli akadernik perlu menjadi pemimpin dalam bidang ilmunya dan dalam melaksanakan pelbaga

This paper explores edu-action approach in transferring knowledge, skills, attitude and habit in sustainable development from Islamic perspective. Firstly, the paper explores the edu-action in the philosophy of Islam on sustainable development from relationships and connections. Secondly, the paper examines the nature of Islamic development. Thirdl

In this chapter, we review the state of the art of aqueous sol-gel route for ultraviolet (UV) photosensor applications based on the nanostructured TiO2. The performance of UV photosensor is associated with the high surface-to-volume ratio, porosity, surface defects, light trapping, and the intensity of the UV radiation. One-dimensional (1D) growth

Ensuring compliance in tax collection is very crucial as tax is one of the basic elements of public financing in almost all countries. The issue of compliance in tax research has been explored over many years from different perspectives. Initially, it started with a negative assumption of taxpayers’ compliance attitudes and recently the research

It is imperative for a manufacturing company all over the world to constantly look for ways to increase productivity and at the same time to lower cost to secure a competitive position. It is recognized that practices associated with Japanese Manufacturing Management (JMM) can yield a superior competitive advantage in terms of productivity, quality