Financial inclusion appears to be one of the main global agenda as it is an essential way for the reduction of poverty and increasing the economic growth of a country. Looking at the progress of financial inclusion in Malaysia, it is observed that there is a positive rate of financial inclusion in which in 2015, Bank Negara Malaysia (BNM) reported

DMM (Distributed Mobility Management) is a present elective worldview for creating a mobility management scheme to discourse the centralized issues in present IP-based mobile environments. The main reason is to enable these schemes to adapt to the present increment in the number of mobile operators, as well as mobile information traffic size, just

This study has successfully screened for a few selected enzyme activities and hydrocarbon-degrading capability of 18 bacterial isolates from the north-western tip of Pahang. The bacterial isolates were known belong to genus Pseudomonas, Stenotrophomonas, Acinetobacter, Serratia, Bacillus and Exiguobacterium. Among them there are more than 80% were

Mandate is a source of power which give authority to organization in performing a task. For an organization who received mandate, it will affect their direction setting for which they will integrate in the firm’s vision or mission. Most of the organization who carries mandate would communicate the mandate received but some would not have a clear

We define the entropic bounds, i.e. minimal uncertainty for pairs of unitary testers in distinguishing between unitary transforma- tions not unlike the well known entropic bounds for observables. We show that in the case of specific sets of testers which pairwise saturate the trivial zero bound, the testers are all equivalent in the sense their sta

Heterocyclic amines (HCAs) are carcinogenic food toxicants formed in cooked meats, which may increase the risk of cancer development in humans. Therefore, in this study, the effect of stingless bee honey from different botanical origins on the formation of HCAs in grilled beef satay was investigated. HCAs concentration in grilled beef satay was det

It is very difficult for people with visual impairment and blindness to access visual information. Thus, tactile graphics became one of the alternatives to help them access maps, graphs, painting, illustration and other graphical materials. However, it is challenging to use tactile graphics. The blind and visually impaired people need to have good

This research concerns the visual perception of alternative approaches and methods in urban environments for the transformation of streetscape requiring direct involvement of the users in creating a comfortable and satisfying environment for the community. The aim is to embody a good walking culture in Bandar Kota Bharu, Kelantan, Jalan Temenggung.

Fire evacuation simulation for buildings has greatly enhance the safety of escaping efficiently and give valuable insight for better layout permutation. The aim of this article is to evaluate the safety risk of fire evacuation given a random chance that emergency exits are obstructed. A case study of evacuation pathway was evaluated against fire sa

The objectives of this study are to study the development of the fruit of Ficus carica as affected by the different rates of chicken manure. The experiment was conducted at Glasshouse and Nursery Complex (GNC), IIUM Kuantan Campus. The experiment was arranged in a randomized, completely block design (RCBD). Four rates of chicken manure used were 0