Islamic banks in Malaysia offer Letter of Credit (LC) Wakalah (agency) and LC Murabahah (cost-plus) as two of their main trade finance facilities. LC is the product of International Chamber of Commerce, the world business organization based in Paris and it is governed by the Uniform Customs and Practice for Documentary Credits (UCP) No. 600 (UCP 60

Bioactive hydroxyapatite (HA) with nanosized spherical shape has been synthesized through mechanochemical synthesis of calcium hydroxide and diammonium hydrogen phosphate. Sodium ion has been doped into HA by using sodium hydroxide precursor in a dry mixture of Ca(OH)2 and (NH3)2HPO4. Both Na-free HA and Na-doped HA (1% - 9%) are characterized by X

we investigate SVG usage to display Arabic font on the web. SVG (Scalable Vector Graphics) is a standard applied widely over several applications. It can be used to display vector graphics and text on web pages. SVG has witnessed several improvements and drew more attention as the devices used to surf the web are evolving in screen sizes and resolu

Laminated composite structures are frequently used in various engineering applications including aerospace, marine, and automotive structures. In the present work, effect of three different curing setups is studied onto the mechanical performance of E-glass/Epoxy composite plates fabricated by hand lay-up. Typical applications of such manufacturing

Davison (1983) posited that individuals will perceive mediated messages to have their greatest impact not “on me” or you” but on them- the third person. Research suggests that people judge others to be more influenced than they are by media, advertising, libelous messages, media violence and pornography and television drama. The theory referr

A phenomenological method of qualitative inquiry was used to understand the challenges experienced by Muslim counselors in dealing with Muslim effeminate clients. Interviews were conducted with five counsellors who are Muslims, have basic knowledge of counselling ethics, and have experiences in working with Muslim effeminate clients. As none of the

Blended learning involves both traditional face to face classroom teaching and e-learning approach. To date, past research in Malaysia focused much on the effectiveness and acceptace of e-learning (Ndubisi, 2006); attitude towards e-MBA (Mahmod, Dahlan, Ramayah, Karia, Asaari, Muhammad & Abu Hassan, 2005) as well as factors affecting students�

An educational software which can aid students in stress analysis of idealized thin-walled open sections has been developed. The software enables students to select different cross-sections which may be subjected to bending, shear or torsional loads and evaluate the stresses on it. Results obtained through this software have been validated. The sof

In this study, numerical simulation of tubes of various cross section under axial compression is carried out using LS-DYNA. The effect of varying configurations of tube crosssection shape on the deformation response, collapse mode and energy absorption characteristics of tubes under quasi-static axial compression have been studied. The validation o

Hovercrafts are air cushioned vehicles having unique capabilities of hovering and travelling on any surface. A full scale hovercraft prototype has been developed indigenously in international Islamic University Malaysia (IIUM). In this paper the engineering design and development process and challenges faced beginning from the concept to the final