This paper acknowledges the needs of insurance in our daily life. The involvement of unfair elements in insurance brings the unjust contracts between the insurance companies and the insured. This paper takes social-economic justice approach to examine the unfair nature of insurance. It is highlighted that insurance involves uncertainty, interest an

Takaful (Islamic insurance) has been widely accepted as an alternative to conventional insurance and offered in many Muslim and non-Muslim countries. The unique feature of Takaful is that is suitable and acceptable for anyone regardless of the religion to our surprise, Takaful has not been introduced in India. India has the third largest Muslim pop

The practice of underwriting and risk rating for individual participants in family takaful stems from the underwriting practice in life insurance, and thus could contain elements which contravene the essence of the Shari’ah. A review of literature on takaful indicates that there are very few materials which look at the underwriting practice from

Corporate governance theories, namely the agency theory, stewardship theory and stakeholder theory, have been used in developing the best practices of corporate governance. However, corporate scandals leading to the downfall of financial giants such as Enron and WorldCom in 2003 and the global financial crisis of 2008-2009 have revealed serious ina

For several decades, researchers have heatedly debated the statistical properties of real-world time series. On one end of the spectrum, researchers put forward that the majority of the real-world time series are nondeterministic and that some of them exhibit ‘random walk’; these researchers advocate that real-world time series are unpredictabl

Time series forecasting techniques have been widely applied in domains such as weather forecasting, electric power demand forecasting, earthquake forecasting, and financial market forecasting. Because of the fact that these time series are affected by a multitude of interrelating macroscopic and microscopic variables, the underlying models that gen

تناولت ىذه الدراسة جانباً مهما من جوانب الحقوق السياسية للؤقليات الدينية في الإسلبم، وتكمن مشكلة الدراسة حول مدى مشروعية قيام أحزاب سياسية للؤقليات الدينية في الدولة الإسلبمية، وتهدف الدراس

The release of fat, oil, and grease (FOG) into collection systems results in the blockage of pipes and subsequent sanitary sewer overflows (SSOs). Currently,municipalities such as Indah Water Consortium (IWK) who are responsible for maintaining these collection systems have little guidance as there is a substantial lack of scientifically-based info

Objectives: 1. To study the knowledge awareness regarding contraception among women from Pahang.. 2. To identify the most popular method of contraception in use. 3. To find out the common reasons for the less frequent use of contraception. 4. To asses factors impacting knowledge in the use of contraception. METHOD This cross sectional study include

Objectives: Women bear the highest stress and burden of reproductive health. It is the women’s right to choose and practice their own convenient contraceptive methods. Thus spreading of proper information regarding contraception is vital to reduce the reproductive related morbidity and mortality in our society. In our survey we aimed to study the