Diminishing Partnership (DP) is a relatively new concept in home financing which is based on equity compared to the established debt concept used in conventional and BBA home financing. Under DP home financing, customer and bank share profit based on the rental value of the house instead of predetermined interest rate where bank gains profit upfron

No abstract1 The Challenges of Islamic Education in Southeast As ia: Impacts and Prospects By Associate Professor Dr Adnan Abd Rashid, IIUM Introduction The Renaissance which enriched and modified Western civilisation, came about in Europe through the dissemination of knowledge whose sources stem from the Islamic educational system, particularly at

Home financing in Malaysia is mainly focus on the debt-based Bai Bithaman Ajil (BBA) mode implemented for the first time in 1983. This concept is viewed by many scholars as similar to debt-based conventional home financing. As an alternative, the equity-based Musharakah Mutanaqisah or Diminishing Partnership (DP) financing was introduced in 2005. T

The paper discusses the concepts of PPP, PFI and the Malaysian PPP/PFI procurement paradigms and the so called 'new wave PPP'.1) ESTABLISHMENT OF 3PU, PRIME MINISTER’S DEPARTMENT, PUTRAJAYA - April 2009 2) PUBLICATION OF THE GUIDELINES ON PPP BY 3PU - November 2009 Organised by Procurement & Project Delivery System Research Unit (PPDS

There are two types of healthcare systems in Malaysia, the public and the private. Each contributes differently depending on the assessment criteria. In 2009 for example, there were 3 admissions in the public healthcare institutions for a single hospital admission in the private sector. The comparison for outpatient clinic appointments is even more

Moral improvement is defined as a change in behavior trait from bad to good, good to better and better to best. Nowadays, many programs are created and offered by psychologists, trainers and motivators to help people, especially the youth, in behavior modification. Expensive fees and ineffective modules are overshadowed with aggressive advertisemen

The absence of a standard form of joint venture agreement for construction works has led parties intending to form a joint venture to resort to custom-made or in-house agreement often drafted by the parties themselves. Consequently, some joint venture agreements may have been established on ad-hoc and possibly incomplete basis and even entirely ora

ISO 7207-1:2007 classifies femoral, tibial and patellar components for knee joint prostheses in which the bearing surfaces of one or more compartments of the knee are replaced. It also gives definitions of components and the designation of dimensions.

Kajian memperkasakan pendidikan luar bandar merupakan kajian yang dijalankan untuk meningkatkan kualiti pendidikan di kawasan luar bandar supaya pencapaian pendidikan di setiap kawasan adalah sama rata atau hampir sama tanpa adanya perbezaan yang begitu ketara. Kajian ini mendapati bahawa pendidikan luar bandar berada pada tahap rendah kerana beber

Teknologi amat penting dalam era globalisasi masa kini. Dalam mengharungi arus kemodenan ini, bidang pendidikan terutamnya para pendidik perlu mempelajari selok belok IT. Tanpa mempelajarinya, mereka seolah-olah dianggap ketinggalan zaman. Kajian ini membincangkan masalah-masalah yang timbul dari penggunaan teknologi dalam pendidikan dan sejauh man