This study uses econometric models to evaluate the economic performance of clients participating in the microcredit program of Amanah Ikhtiar Malaysia (AIM). Several proxies are used for the economic performance variable (dependent variables), such as level of earnings/income, ratio of spending to income and value of assets. The regressors (indepen

This study focuses on the efficiency of the life insurance industry in Brunei and Malaysia. Data Envelopment Analysis(DEA) is used to explore the contributions of technical and efficiency change to the growth of productivity in the Malaysian and Brunei life insurance industries by applying the generalized output-oriented Malmquist index for the yea

Abstract: This paper attempts to find out the extent to which traditional values are taking into consideration in developing Kampung Baru. Kampung Baru was established as a Malay community by the British government since 1899. In order to administer the affairs and to look after the needs of Kampung Baru residents, the Administration Board of Malay

This study was conducted to examine the differences in depression, anxiety, and stress between low-and high-achieving students. 120 undergraduate students of the International Islamic University Malaysia (IIUM) were involved in this study. The Depression Anxiety Stress Scale (DASS) was used to measure the depression, anxiety, and stress among stude

Using simulation tools save the construction cost of the wireless system. It is not necessary to establish the system and test whether it is working properly or not. Therefore, simulation tools are required to be accurate, simple and with the minimum time. From the accuracy perspective, the stacked femtocells built in most available simulators in t

Community development organisations employ group approach arguing that it strengthens the empowering capacity of local communities. Drawing on the experiences of two major NGOs in Bangladesh, this study argues that in community development greater attention usually is paid to the effects of ‘empowering’ inputs such as microcredit, while lesser

The application of Zinc-based alloy in giftware industry instead of tin is interesting since its price is less expensive. However, the use of zinc has some limitations such as mechanical properties. Machining, rolling and soldering are the most common manufacturing process in giftware. Therefore, modifying the properties of zinc based alloy is need

This paper presents an optimization technique for microstrip antennas, designed for ambient electro-magnetic energy (AEME) harvesting application, using particle swarm optimization (PSO). Here PSO is applied in multiple levels. Using PSO, two new stripes based microstrip antennas for AEME harvesting application are designed without prior knowledge

Oil palm (Elaeis guineensis) leaf extract (OPLE) possesses good ex vivo vasodilation and antioxidant properties. This study evaluated the catechin-rich OPLE antioxidant, antihypertensive, and cardiovascular effects in normal and nitric oxide (NO)–deficient hypertensive rats. OPLE was administered orally (500 mg=kg of body weight=day) to normotens

A preparation and modification of activated carbon from oil-palm shell has been investigated in this paper. A pretreatment method has been established to avoid partial fusion and swelling in the carbonization stage. Carbonization has been studied at different temperatures and the structure of the microporous chars has been characterized. Activated