This chapter aims to examine Bank Negara Malaysia’s (BNM) approach in fulfilling its financial consumer protection mandate from unfair contract terms and the statutory framework relevant for consumer protection in the domestic market. This is a qualitative-based research. Using content analysis, this study analyses BNM’s Financial Stability and

يتناول البحث مفهوم الاختلاف في طرق حكاية المذهب، ولما كان لفظاً مركباً رأى الباحثون تعريف هذا اللفظ المركب بتعريف أجزائه، ثم يقومون بعد ذلك يتعريفه باعتباره لقباً على موضوع الدراسة محل البحث�

Papillary thyroid cancer (PTC) is the most prevalent form of malignancy among all cancers of the thyroid. It is also one of the few cancers with a rapidly increasing incidence. PTC is usually contained within the thyroid gland and generally biologically indolent. Prognosis of the cancer is excellent, with less than 2% mortality at 5 years. However,

This paper proposes a novel modification to the predictive functional control (PFC) algorithm to facilitate significant improvements in the tuning efficacy. The core concept is the use of an alternative parameterisation of the degrees of freedom in the PFC law. Building on recent insights into the potential of Laguerre functions in traditional MPC

Dokumen ini disediakan sebagai rujukan pelaksanaan pengajaran dan pembelajaran kursus Matapelajaran Pengajian Umum (MPU) berasaskan Amalan Pendidikan Berimpak Tinggi atau High-Impact Educational Practices (HIEPs) untuk semua tenaga pengajar MPU di Institusi Pendidikan Tinggi. Dokumen ini juga adalah merupakan hasil Bengkel Master Trainer HIEPs kurs

Unique nonlinear optics (NLO) properties i.e. intensity-dependent nonlinear absorption and refraction of carmoisine (food dye) is studied using a single beam z-scan technique. A switchover behavior from a saturable absorption (SA) to reverse saturable absorption (RSA) is observed by increasing concentration of carmoisine dye. The flip in the absorp

The global industry as a whole is estimated to worth around USD2.3 trillion (excluding Islamic finance) a year. It is now one of the fastest growing markets. The global market growth is estimated to reach at an annual rate of 20 percent per annum. The global halal market of 2.18 billion Muslims is no longer confined Muslims only. Similarly, the Hal

Entrepreneurship has become one of the vital activities for economic development. It is synonymous with job creation, innovation, improvement in the societal well-being and economic growth in developed and developing countries alike. There is great interest in entrepreneurship globally as well as in Malaysia. Over the past few years, many individua

As Malaysia is becoming a high-income nation, one of the strategies is to increase the country’s Gross Domestic Product (GDP). It was recorded that in 2016, the direct sales industry contributed RM17 billion to the country’s gross domestic product (GDP), more than double compared to RM8.03 billion in the year 2006. Halal industry has created mo

In this paper, a novel approach in assessing the structural integrity of cracked composite plates under the aeroelastic condition by using XFEM is presented. To the authors’ knowledge, this is the first time that aeroelastic condition is coupled in XFEM to model the crack propagations. Previous researches from the literature had only considered a