The paper investigates whether there is a significance difference between the practices of discretionary loan/finance loss provisions between Islamic and conventional banks. Same time, the paper tests whether the efficiency may influence the behaviour of discretionary loans/finance loss provisions, taken into consideration other micro and macro var

The legacy of 'Irfan 'Abdul Hamid Fattah, a contemporary Muslim thinker, on the study of religion, is unknown to the world of academia, except to a small group of intellectuals and especially his students. Hence, it is very significant to undertake a study on his contributions towards the Muslim scholarship in study of religion. This paper

Introduction: Praying represents a fundamental activity of daily living in Muslim community. Muslims need to adopt several postures that require deep flexion of the knee and hip to perform this daily obligation. This is a preliminary report of the study on hip and knee range of motion conducted to obtain normative passive and functional range of fl

Human thermal comfort is an indicator for satisfaction of human towards the thermal factor in the environment. This topic may be a subjective matter due to the different characteristics of human to reach a certain level for obtaining the same satisfaction of thermal comfort. Factors that are looked into through this study are surface temperature, a

Hypoglycaemic and antihyperglycemic activity of oil palm Elaeis guineensis fruit extract on normal and Streptozotocin-induced diabetic rats was studied. The oil palm fruit extract (OPF) were administered orally at different concentrations (100, 200 and 500 mg kg-1 b.w.) in fasting and post-prandial rats. Hypoglycaemia was not observed in the group

This paper aims to study the use of the WWW in the learning and teaching of Arabic as a second language. Moreover, it aims to study the combination of Web Assisted Language Learning (WALL) and cognate (words similar in meaning and pronunciation) transfer for Arabic language. In addition, the main goal of this paper is to enhance learning of the Ara

Ewing sarcoma is a primary bone malignancy that rarely occurs in the hand. Resection and reconstruction will usually result in reduced or loss of thumb function. We describe a case of successful transplantation of non- vascularized osteoarticular second metatarsal autograft following wide resection of Ewing sarcoma of first metacarpal in an 11-year

The secularization of the modern fields of knowledge has lead to deprivation of religious and spiritual considerations, particularly in the current medical curriculum. In the past, the heavy medical curriculum has been blamed as a major contributing factor of production of ‘disease-oriented’ rather than ‘patient-oriented’ medical practition

In the contemporary time, two major forces dominate most of people’s life: the material entity and the spiritual entity. The de-harmonization of these two entities, material and spiritual, has given birth to economic, political, ethnic, social and religious crises and conflicts. The ethnic crises are considered by this study as one of the major i

Performance of a company is important for identifying its survival ranking and for its future direction,improvement and development strategy. Bank performance has conventionally been measured using financial ratios and several quantitative indicators, which appraise its financial strength. The same yardstick is being used by Islamic banks to measur