The Bai Bithaman Ajil (BBA) or Deferred Installment Sales facility is the most predominant mode of home financing in Malaysia since the introduction of Islamic banking in 1983. It is based on the debt financing where the bank buys the property from the customer and sells it back to the customer inclusive of profit. Customers make repayments at end

In the latest development where organization functions are integrated with one another, management accounting systems (MAS), which function to provide information for decision making, should play an important role in risk management. Moreover, with the implementation of enterprise risk management (ERM), where risks are to be aggregated across diffe

It is estimated that the health tourism industry in Asia will be worth US$4bil (RM14.2 bil) by 2012, and Malaysia is positioning itself as one of the major players in this region, expecting to earn up to US$590 mil (RM2.1 bil) within five years (The Star, Nov 8, 2008). In 2007 alone, Malaysia received 341,288 medical tourists with revenue of RM253.

Widespread poverty, inadequacies in food, shelter and meaningful employment due to the lack of economic development, the lack of easy access to schools and education, the lack of freedom and political representation, etc in some of the least developed developing countries of the Muslim world are common knowledge. Attempts at developing and implemen

In this study, cooling effect of copper electrode on the die-sinking of electrical discharge machining of titanium alloy (Ti-6Al-4V) has been carried out. Investigation on the effect of cooling on electrode wear and surface roughness of the workpiece has been carried out. Design of experiment plan for rotatable central composite design of second or

Spatial Planning and Decision Support System (SPDSS) is a computer system that provides information to help town planners and decision makers to make better informed decisions. Since the mid 1990s, a number of initiatives have been undertaken to explore SPDSS potentials in Malaysian town and country planning field, both theoretically and practicall

Despite being mechanically and environmentally sound, pineapple leaf fibers (PALF) are of little use in Malaysia and the least studied for composite applications. In this study effects of abrasive combing and simple pretreatments on PALF and their adhesion to vinyl ester were investigated. In pineapple leaves, PALF are present in top lamina as larg

Poverty is a major problem in most developing countries and majority of the governments of these countries have initiated some forms poverty alleviation programs to reduce poverty level in their respective countries. Studies have shown that microfinance is proven to be an effective tool to fight poverty in many developing countries, including Musli

Dragon fruit is one of the tropical fruits that are believed rich in antioxidant. Nevertheless, to date little is known regarding their antioxidant potential. In accordance with the natural colours of dragon fruits, the fruits may be rich in phytonutrients that play main roles in antioxidant activity. Two species of dragon fruits, Hylocereus undatu

Decreasing partnership as proposed by contemporary scholars could be effectively employed in financing MMEs, for procurement of assets as well as financing complete ventures. Its significance in financing MMEs could be enhanced through giving further prominence to the basis of equity participation, allowing the ancillary contracts of ijarah and sal